Can I file a third-party claim even if I am collecting workers’ compensation benefits?

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Yes. Injured workers have the right to seek money through workers compensation and to file a third-party claim against the person or company that caused or is responsible for the accident. The benefits covered by workers’ compensation are limited and often do not cover significant damages such as large losses of earnings, emotional distress, disfigurement, and pain and suffering. Therefore, a third-party claim is often the only way to receive adequate compensation.