Do not speak to any insurance company without first speaking to an experienced personal injury lawyer. It would be a mistake to accept the insurance company’s first settlement offer without first talking to a knowledgeable injury lawyer, who will be able to evaluate the offer and tell you if it is fair. If you have suffered injuries that have caused you to incur medical expenses and to lose wages, it is important that those losses are included in the offer. Also, if you expect to undergo continuing treatment such as physical therapy or chiropractic care, those expenses should be factored in as well. In catastrophic injury cases such as brain damage or paralysis, cost of rehabilitation and long-term care must be included. If you rush into a settlement, your case will be considered closed and you will not be able to claim any expenses or losses, which you may incur later.
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